by Andre Guettler, Mahvish Naeem, Lars Norden, Bernardus F Nazar Van Doornik
We investigate whether pre-publication revisions of bank financial statements contain forward-looking information about bank risk.
Address by Mr Fabio Panetta, Governor of the Bank of Italy, at the ordinary general meeting of shareholders, Rome, 28 March 2024.
by Carlos Cantú, Jon Frost, Tirupam Goel, Jermy Prenio
To successfully manage their financial obligations and have confidence in their financial future (financial health) people need to access and use financial services (financial inclusion). Yet inclusion alone may not be sufficient: financial health can suffer if the quality of use of financial services is poor (eg issues with provision such as scams or a lack of financial literacy and know-how on the part of the consumers). Public policy can boost financial health by promoting financial consumer protection, advancing financial literacy and enacting foundational policies like sound regulation and open finance.
Opening address by Mr Chia Der Jiun, Managing Director of the Monetary Authority of Singapore, at the Investment Management Association of Singapore (IMAS) Investment Conference 2024, Singapore, 27 March 2024.
Remarks by Mr Frank Elderson, Member of the Executive Board of the European Central Bank and Vice-Chair of the Supervisory Board of the European Central Bank, at an event on climate-related financial risks, hosted by the Central Bank of Brazil, Rio de Janeiro, 27 March 2024.
Remarks by Ms Sharon Donnery, Deputy Governor of the Central Bank of Ireland, at the launch of the "Report from the Climate Risk and Sustainable Finance Forum's Working Group on Capacity Building", Dublin, 27 March 2024.
Speaking notes by Mr Luigi Federico Signorini, Senior Deputy Governor of the Bank of Italy, at the EMU Lab seminar on "Enhancing fiscal stabilisation in EMU", Villa Schifanoia, Florence, 22 March 2024.
Speech by Mr Christopher J Waller, Member of the Board of Governors of the Federal Reserve System, at the Economic Club of New York, New York City, 27 March 2024.
by Carlos Madeira
I present a model of the accumulation of pension wealth by workers in Chile. Pension contributions are accumulated every year from workers' permanent labour income. ...
Introductory remarks by Mr Denis Beau, First Deputy Governor of the Bank of France, at the Fourteenth Annual European Financial Services Round Table "Financial Services in Europe – fit for the future", Frankfurt am Main, 22 March 2024.
Keynote speech by Mr Darryl Chan, Deputy Chief Executive of the Hong Kong Monetary Authority, at the International Capital Market Association (ICMA) "The Chinese and Asian Cross-border Bond Markets – Innovations and Opportunities" Event, Hong Kong, 26 March 2024.
Speech by Mr Piero Cipollone, Member of the Executive Board of the European Central Bank, at an event organised by the House of the Euro and the Centre for European Reform, Brussels, 27 March 2024.
Speech by Ms Christine Lagarde, President of the European Central Bank, at "The ECB and Its Watchers XXIV" conference, organised by the Institute for Monetary and Financial Stability, Frankfurt am Main, 20 March 2024.
Welcome address by Dr Joachim Nagel, President of the Deutsche Bundesbank, at the press conference presenting the findings of the historical research project "From the Reichsbank to the Bundesbank", Frankfurt am Main, 15 March 2024.
Speech by Mr Pablo Hernández de Cos, Governor of the Bank of Spain, at "The ECB and Its Watchers XXIV" conference, organised by the Institute for Monetary and Financial Stability, Frankfurt am Main, 20 March 2024.
Welcome address by Prof Claudia Buch, Chair of the Supervisory Board of the European Central Bank, at "The Future of Digitalization and Finance" symposium, organised by the Deutsche Bundesbank, Frankfurt am Main, 22 March 2024.
Welcome address by Dr Joachim Nagel, President of the Deutsche Bundesbank, at the Farewell symposium on the occasion of the farewell of Ms Claudia Buch, Vice-President of the Deutsche Bundesbank, and Mr Joachim Wuermeling, Member of the Executive Board of the Deutsche Bundesbank, Frankfurt am Main, 22 March 2024.
Speech by Mr Cornelius K Dekop, Governor of the Bank of Botswana, at the launch of Botswana's 2024 Monetary Policy Statement, Gaborone, 21 February 2024.
Remarks by Ms Lisa D Cook, Member of the Board of Governors of the Federal Reserve System, at the Ec10b Principles of Economics Lecture, Department of Economics, Faculty of Arts and Sciences, Harvard University, Cambridge, Massachusetts, 25 March 2024.
Introductory statement by Ms Ida Wolden Bache, Governor of Norges Bank (Central Bank of Norway), at the press conference following Norway's announcement of the policy rate, Oslo, 21 March 2024.
Dinner speech by Dr Robert Holzmann, Governor of the Oesterreichische Nationalbank, the Austrian central bank, at the Oesterreichische Nationalbank Conference "Bretton Woods @80 and Austria's IMF Membership @75", Vienna, 4 March 2024.
Introductory statement by Prof Claudia Buch, Chair of the Supervisory Board of the European Central Bank, at the European Parliament's Economic and Monetary Affairs Committee, Brussels, 21 March 2024.
Address by Mr Gent Sejko, Governor of the Bank of Albania, at the opening ceremony of the Global Money Week 2024 in Albania, Tirana, 18 March 2024.
Remarks by Mr Toni Gravelle, Deputy Governor of the Bank of Canada, to the CFA Society Toronto, Toronto, Ontario, 21 March 2024.
Speech by Ms Isabel Schnabel, Member of the Executive Board of the European Central Bank, at "The ECB and Its Watchers XXIV" conference, organised by the Institute for Monetary and Financial Stability, session on "Geopolitics and Structural Change: Implications for Real Activity, Inflation and Monetary Policy", Frankfurt am Main, 14 March 2024.
Introductory remarks by Mr Tuomas Välimäki, Board Member of the Bank of Finland, at the OMFIF seminar " The New Era of Central Bank Policy and Operations", Frankfurt am Main, 19 March 2023.
Speech by Mr Ahmet Ismaili, Governor of the Central Bank of the Republic of Kosovo, at the event "Western Balkans towards SEPA", organised by the Bank of Albania, Tirana, 28 February 2024.
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
Application deadline: 16 April 2024 | Internal Audit | Basel, Switzerland
7 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
Application deadline: 15 April 2024 | Information Technology and Services | Basel, Switzerland
Application deadline: 22 April 2024 | General Secretariat | Basel, Switzerland
Application deadline: 15 April 2024 | Hosting organisations | Basel, Switzerland
Проект указания Банка России «О внесении изменений в Положение Банка России от 29 июня 2020 года № 727-П»
by Goetz von Peter, Sebastian von Dahlen, Sweta C Saxena
This paper examines the patterns of macroeconomic recovery following natural disasters. In a panel with global coverage from 1960 to 2011, we make use of insurer-assessed losses to estimate growth responses conditional on risk transfer...
Проект положения Банка России «О порядке расчета величины кредитного риска на основе внутренних рейтингов»
Speech by Mr Frank Elderson, Member of the Executive Board of the European Central Bank and Vice-Chair of the Supervisory Board of the European Central Bank, at the 331st European Banking Federation Executive Committee meeting, Frankfurt am Main, 14 March 2024.
Introductory remarks by Mr Thomas Jordan, Chairman of the Governing Board of the SNB, Mr Martin Schlegel, Vice Chairman of the Governing Board of the SNB, and Mr Antoine Martin, Member of the Governing Board of the SNB, at the Media News Conference of the Swiss National Bank, Zurich, 21 March 2024.
Inaugural address by Mr Shaktikanta Das, Governor of the Reserve Bank of India, at the Annual Conference of Reserve Bank of India Ombudsman, Mumbai, 15 March 2024.
Speech by Mr Swaminathan J, Deputy Governor of the Reserve Bank of India, at the Global Money Week 2024, Paris, 18 March 2024.
Lecture by Mr Burkhard Balz, Member of the Executive Board of the Deutsche Bundesbank, at the World Federation of Exchanges (WFE), Madrid, 20 March 2024.
Address by Ms Christina Papaconstantinou, Deputy Governor of the Bank of Greece, to the staff of the Supervisory Departments at the "SSM Integration Project event", Athens, 11 March 2024.
Talking points by Mr Yannis Stournaras, Governor of the Bank of Greece, at the Session "Low for long again? Central bank balance sheets large forever? What happened to incentives and market discipline?", at the Eurofi High Level Seminar, Ghent, 23 February 2024.
Speech by Mr Yannis Stournaras, Governor of the Bank of Greece, at the University of Liverpool, Liverpool, 26 February 2024.
Message by Mr Eli M Remolona, Jr, Governor of Bangko Sentral ng Pilipinas (BSP, the central bank of the Philippines), at the release of the 2023 Financial Stability Report, Manila, 13 February 2024.
Speech by Ms Isabel Schnabel, Member of the Executive Board of the European Central Bank, at the Money Market Contact Group meeting, Frankfurt am Main, 14 March 2024.
Guest of Honor address by Mr Maha Prasad Adhikari, Governor of the Central Bank of Nepal (Nepal Rastra Bank), at the South Asian BFSI (Banking, financial services and insurance) Tech Summit & Awards, Kathmandu, 29 February 2024.
Проект указания Банка России «О внесении изменения в пункт 1 Указания Банка России от 6 ноября 2014 года № 3439-У»
Effective banking supervision relies on several factors, including authorities having relevant powers, operational independence, legal protection and the willingness to take timely actions. However, even if all these conditions are met, supervision will not be effective without adequate resources...
Проект указания Банка России «О внесении изменений в указание Банка России от 12.09.2018 № 4905-У»
by Flavia Alves
How do "Information and Communication Technologies" (ICTs) reshape the banking industry and banking habits? Using panel data containing detailed banking statements for more than 25,000 public and private bank branches distributed among over 3,500 municipalities of Brazil, I show that, following the rollout of the 4G mobile network, 6% of private banks exit the municipalities while their branches shrink on average 11% within five years of the introduction of this technology compared to municipalities that do not have it.
Проект указания Банка России «О порядке подачи клиентом заявления в Банк России, в том числе через оператора по переводу денежных средств, об исключении сведений, относящихся к клиенту и (или) его электронному средству платежа, в том числе сведений федерального органа исполнительной власти в сфере внутренних дел о совершенных противоправных действиях, из базы данных о случаях и попытках осуществления переводов денежных средств без добровольного согласия клиента, порядке принятия мотивированного решения об удовлетворении или об отказе в удовлетворении заявлений, указанных в частях 11.8 и 11.9 статьи 9 Федерального закона от 27 июня 2011 года № 161-ФЗ «О национальной платежной системе», а также о порядке получения оператором по переводу денежных средств информации об исключении сведений, относящихся к клиенту и (или) его электронному средству платежа, из базы данных о случаях и попытках осуществления переводов денежных средств без добровольного согласия клиента»
6 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Two angels came to Sodom, experienced first-hand how wicked the city was, and then dragged Lot and his family out and told them to flee the coming ...
6 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
4 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
15 hours ago ... BSP Asks D-SIBs to Submit Recovery Plans Separate from ICAAP. Separate submission will allow the BSP to better assess recovery plans on an institutional ...
20 hours ago ... 1.0K Fintech / Regtech. DBS Goes Live on Trade Finance Network Contour · 349. Asia-Pacific. BSP Asks D-SIBs to Submit Recovery Plans Separate from ICAAP · 1.5K.
9 hours ago ... A day earlier Australian officials gave their New Zealand counterparts a “background briefing” on “Pillar II” of the trilateral security pact with the United ...
16 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
13 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
12 hours ago ... Pillar 2: Adoption. The adoption pillar follows the awareness pillar. After developers are aware of the product's existence, the next objective is to ...
8 hours ago ... SINGAPORE'S corporate income tax regime will move ahead with two components from the second pillar of the Base Erosion and Profit Shifting (BEPS) 2.0 framework.
12 hours ago ... SINGAPORE'S corporate income tax regime will move ahead with two components from the second pillar of the Inclusive Framework on Base Erosion and Profit ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
7 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Burning bright, an eternal heart. Desire's dance, a fiery delight, Love's first pillar, in the soft moonlight. Trust, the second pillar, sturdy and tall,
11 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
6 hours ago ... The OECD's Pillar Two initiative, which aims to establish a global minimum effective tax rate of 15%, is a significant international tax development impacting ...
12 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
14 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
12 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
16 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
6 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
17 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
14 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
16 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
5 hours ago ... Pillar Two Model Rules. Preparations for the entry into force of the. Corporate Sustainability Reporting Directive. European Commission's recommendation on.
5 hours ago ... financial statements to understand the issuer's exposure to Pillar Two income taxes at the end of the ... 8 IASB, IFRS Practice Statement 2: Making Materiality ...
14 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
5 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
9 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
6 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
4 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
4 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
7 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
8 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
15 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
15 hours ago ... Internal Capital Adequacy Assessment Program (ICAAP) · IFRS 17 Insurance Contracts · IFRS 9 · Liquidity Compliance · Regulatory Capital · Regulatory Reporting ...
7 hours ago ... Allowance for Loan & Lease Losses (ALLL); Basel I, II, III · Current Expected Credit Loss Model (CECL) · Internal Capital Adequacy Assessment Program (ICAAP) ...
11 hours ago ... Allowance for Loan & Lease Losses (ALLL); Basel I, II, III · Current Expected Credit Loss Model (CECL) · Internal Capital Adequacy Assessment Program (ICAAP) ...
20 hours ago ... Involvement in Aukus pillar 2, which is the sharing of information in new cutting-edge defence technologies, looks like a poor strategy for New Zealand, ...
7 hours ago ... Allowance for Loan & Lease Losses (ALLL); Basel I, II, III · Current Expected Credit Loss Model (CECL) · Internal Capital Adequacy Assessment Program (ICAAP) ...
15 hours ago ... Allowance for Loan & Lease Losses (ALLL); Basel I, II, III · Current Expected Credit Loss Model (CECL) · Internal Capital Adequacy Assessment Program (ICAAP) ...
13 hours ago ... Allowance for Loan & Lease Losses (ALLL); Basel I, II, III · Current Expected Credit Loss Model (CECL) · Internal Capital Adequacy Assessment Program (ICAAP) ...
Положения Банка России "О требованиях к системе управления операционным риском в кредитной организации и банковской группе"